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Hi HJM331:

Has been awhile, hasn't it ? Hope things are well with you. Have been pushing 99% of my purchases through AMEX for the last 5 years and my spending limit has increased over time. ...

Done some research regarding carrying both the AMEX platinum and Preferred Rewards Gold cards. Besides the AF ( $625 combined ) most say that its worth the investment. Considering the competition...

You guys arent talking about the Citi Executive AAdvantage World Elite MC are you because Citi's site is talking about a $450 AF

I'm assuming Wanderer that this will be " transparent" to the consumer... ?

Great to hear Wanderer, question now is if the economy continues to stagnate, will the required score continue to rise to get the best rates ? When the score was between 680 and 700 what was the...

Congrats Wanderer ! You know me, always looking for the best card to apply for, so what does the Ultimate Reward Program have over my Amex Premier Rewards card ? Want to take the Credit Score out...

Is their an objective to applying for your next card, i.e., rewards points, a more prestigious card, more lines of credit, etc. ? Personally, I would choose the Delta Card but I'm an AMEX Charge...

Would you consider one of Amex's Charge Cards instead ?

Just upgraded to IT card, we will see..........

Hands down, one of the best sites out here !

Congrats Patrick12, just goes to show that with discipline and diligence that one can accomplish goals that might have been thought of as impossible a few years ago. As long as your happy that's all...

Hey Wanderer, this post made me remember to use my Discover Card, try to stay on the "use the card twice a year to keep the account open plan :cheesing: " Know this has nothing to do with your post...

Happy Birthday Mike, one of the best sites on the NET !

I think more information is needed in order to answer your question:


are you self employed or working for someone else
your age
what amt of income are you expecting to live off of for the...

You know FG one thing that made me smile ( hard to believe in this scenario ) was Governor Christie of New Jersey, He basically said " If you haven't left for a safer environment we are not coming to...

Charge Card or Credit Card ?

This is a testimonial to credit card reward points as it applies to American Express. For three years I pushed everything to my AMEX Preferred Rewards card garnering the 15K additional points for...

Have to ask, with your shopping behavior, are you able to pay your bill off every month if your using cc's to finance your spree ? Are you able to save 30% of your income monthly with your shopping...

You know I started this thread over 4 years ago ! I have re-read all the posts since then and although the economy is somewhat better than in Jan 2008, everybody is on the same page and doing what...

If you have already notified the bank that your card was missing / lost , that card number was immediately deactivated to prevent further purchasing. I will assume the bank asked you what was your...

Have 2 Fords, 97 Expedition with 183K miles and an 05 Focus with 240K miles. They have been VERY dependable cars as my Focus is a daily driver totaling 80 miles a day.

As for Cadillac, in my...

I understand your issue. Your FPB card, should you close the card, yes you would be in good standing but you have stopped "aging" the card and that works against you. I understand the fees...

Gabe:

Reviewed your post and have a question:

(a) What is the window of time between opening your oldest credit card and your most recent ? If you have opened these accounts back to back...

In my opinion their is so such thing as too much credit, its how you manage the credit you have. Before the Credit Card Act, I had $40k on a BOA card which I never charged over $500 and paid the...

What's up Joeyman, yeah I'm going to stay with AMEX, never had a problem with them, just going back and forth regarding upgrading to Platinum. The Black Card is more hype if anything. What keeps...