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Ok so heres my situation I now have almost $14k in credit card debt, and am unable to make the payments. Over the last 6 months my hours got cut at work, and I was diagnosed with a disease that...

Getting approved for a mortgage in todays economy is VERY different than it was 5-6 years ago. In todays world in order to get a decent interest rate or even get approved for that matter you need a...

Thanks you guys for your comments, I really appreciate it. I've got some good feedback, I honestly just think that is something that Citibank is doing, because I have absolutely no problem getting...

Ok guys, I have a question for you all. What is considered a high credit line, for a credit card? $2,000 $5,000 $10,000, ect. I'm curious as to see the answer, because I was recently told by a...

So, I got a call from Discover today asking me why I wasn't using their card so much any more, and I told the nice lady that I thought my credit line was too low compared to my other credit cards,...

Wow that really sucks, I would definitely keep looking at other houses and don't let this deal get you down. There is a chance that the buyers will back out of the deal and you could be the new...

I called to request an increase on my Wal-Mart Discover credit card and was instantly increased from $3,300 to $5,000 via the automated system. I love my Wal-Mart credit card and use it for...

You do need to wait 6 months for a credit limit increase that you, the consumer initiates. GE Capital usually will give an automatic credit increase after 4 months of good use, as that is really the...

As a young adult myself, I would definitely buy the book. I think that something like that would be very influential for many of todays youth.

Finally someone has enough guts to stand up to these people. I hope you take them for all their worth.

Bank of America AMEX $2,500
Bank of America Visa $4,000
Chase Freedom $2,000
Citi Diamond Preferred $1,500
Discover More $3,000
HSBC ...

Congratulations, thats great.

Yes the bankruptcy will fall off after 7 years from the discharge date, because it was a Chapter 13, once it falls off you should have a significant score increase. All of your "bad" debt that was...

Did they give you a reason for denial? If it was because of delinquencies, then just keep paying your current cards on time every month and wait a few months and apply again for a Capital One card.

Have you tried Capital One? Capital One is a great company to rebuild or establish credit with, but it will NOT grow with you.

I just use the card every one or two and pay more than the minimum, all of my credit line increases have been automatic.

I got yet another increase on my Wal-Mart Discover card, my new limit is $3,300 up from $2,250. People on here are constantly saying that GECRB is a bad company and will drop your credit line for no...

After six months with my Discover card I called in to request an increase in credit line and after about 2 minutes the guy comes back and says "congratulations your new credit line is $3,000". I LOVE...

Im kind of going through the same thing, as far as student loans are concerned. The federal government offers student loans at extremely low interest rates, but its based upon certain financial...

I'm proof that Capital One does grow with you, they originally granted me a credit line of only $300 but I was enrolled in the credit steps program and it was increased to $500 after 5 payments. I...

Congratulations. That is an excellent rate, and a really nice car. Hope you enjoy it!!!

It takes 2 years for inquiries to be removed from your credit report, but usually credit lenders only review the last 6 months

My mom has collections from the too, they are a really bad collection company to deal with. They dont want to get paid, they would rather further hurt your credit. My mom tried to settle with them...

I got a credit limit increase on my Wal-Mart Discover card today, my limit was $1,100 and was raised to $2,250.

I received a letter in the mail today, saying to call them. I called and spoke with the fraud department and after answering a few questions she instantly approved me for $2,000 @ 21.99% APR.