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Type: Posts; User: kdb030609
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February 23rd, 2013, 07:17 AM
Thread: Best Buy Credit Cards
by kdb030609- Replies
- 3
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- 1,141
Re: Best Buy Credit Cards
I agree with you Patrick12 about Capital One. I think it's great that their selling to Citibank. It's definately a win for them and the customer! Capital One may be easier to get credit with but you...
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January 16th, 2013, 11:53 AM
Thread: Amex Credit Card or Delta or Others ?
by kdb030609- Replies
- 9
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- 1,298
Re: Amex Credit Card or Delta or Others ?
Your scores look good. I would think you have a good chance for either card. I would say the Costco card is the better card. Unless you do a lot of traveling. The Delta is the easier card to get in...
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December 11th, 2012, 08:40 PM
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Re: Report Your "Credit limit Increases" Here!
I went online to check Walmart Discover card ! I requested a CLI online . I went from $3600 to $6600 CL ! Walmart Discover definately grows with you ! :cheesing:
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July 20th, 2012, 04:43 PM
Thread: Getting beat out of a deal!
by kdb030609- Replies
- 7
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- 1,481
Re: Getting beat out of a deal!
Just look at it as a blessing in disguise! Because you'll find a better deal on something even nicer if your able to take your time! It never fails just like buying a car as soon as you look at the...
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April 25th, 2012, 05:49 PM
Thread: LVNV Funding
by kdb030609- Replies
- 33
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- 11,975
Re: LVNV Funding
It sucks you have to go through this with these scumbags. I hope you contact the Federal Trade Commission also. The sad thing is as soon as they get in a little trouble. The parent company will just...
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April 25th, 2012, 05:36 PM
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Re: Report Your "Credit limit Increases" Here!
I've asked them for product changes in the past. Went from original platinum plus visa to a world points. Then a year later they automatically upgraded me to visa signature with world points. Then...
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April 24th, 2012, 11:47 AM
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Re: Report Your "Credit limit Increases" Here!
That is an awesome CLI ! Way to go KRAVE and from B of A no less ! You are definitely hitting your marks in the credit world !
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April 22nd, 2012, 09:16 AM
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Re: Report Your "Credit limit Increases" Here!
Congratulations That is a nice increase! AMEX definitely showed you some love!
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April 17th, 2012, 09:13 AM
Thread: Capital One Bank
by kdb030609- Replies
- 18
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- 6,447
Re: Capital One Bank
It will be interesting to find out how Capitol One treats the former HSBC card holders! That carried they're premium cards like you do Wanderer! I know you said you dropped Capital One in the past....
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April 7th, 2012, 12:10 AM
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Re: Report Your "Credit limit Increases" Here!
Just got a letter First National Bank of Omaha this week. It said congratulations on how I managed my Maximum Rewards Visa account! They gave me a $2,250 increase to $11,250. Didn't expect that from...
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February 14th, 2012, 01:19 AM
Thread: LVNV Funding
by kdb030609- Replies
- 33
- Views
- 11,975
Re: LVNV Funding
Depending on what state you live in. You may not have to wait much longer. Just make sure you don't do anything to restart the clock on that old debt. Companies like them play dirty. They will try...
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November 2nd, 2011, 11:45 AM
Thread: No pre set Spending Limit
by kdb030609- Replies
- 18
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- 5,779
Re: No pre set Spending Limit
I think you missed my point PhynanciallySavvy ! I was mearly talking about maximizing your rewards ! If you're able to get a lot of use out of your AMEX charge card. The rewards you would gain by...
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November 2nd, 2011, 02:01 AM
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Re: Report Your "Credit limit Increases" Here!
I also heard on the news Kohls will be opening at 12:00 AM as well !
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October 29th, 2011, 02:06 PM
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Re: Report Your "Credit limit Increases" Here!
That is a nice increase, apr and score. Its not often a creditor doubles your credit line let alone drop your apr and both at the same time. Congratulations!!!
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October 25th, 2011, 01:24 PM
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Re: Report Your "Credit limit Increases" Here!
Congratulations!!! Those are some nice increases! Looks like they all showed you some CLI Love !
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October 24th, 2011, 09:46 AM
Thread: No pre set Spending Limit
by kdb030609- Replies
- 18
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- 5,779
Re: No pre set Spending Limit
Well if you were using the maximum spending ability on your account every month and paying it off every month. It would be a waste to not maximize the rewards you would receive by upgrading to...
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October 23rd, 2011, 12:00 PM
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Re: Report Your "Credit limit Increases" Here!
Congratulations those are nice increases !
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October 21st, 2011, 10:32 AM
Thread: No pre set Spending Limit
by kdb030609- Replies
- 18
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- 5,779
Re: No pre set Spending Limit
I've experienced the same thing with B of A as well they seem to have become very conservative with credit limit increases. However they keep upgrading my account about every year. Started out as...
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October 13th, 2011, 01:24 PM
Thread: Discover Card Issues
by kdb030609- Replies
- 7
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- 2,401
Re: Discover Card Issues
Something new with discover this year! They offer double cash back on catogories that are normally one percent on your birth month. They didn't do this before. That's pretty damn cool I think!
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October 13th, 2011, 01:10 PM
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Re: Report Your "Credit limit Increases" Here!
That's a great increase ! They must be feeling a little neglected and trying to compete with your AMEX card Limit. They don't want to get left out! They obviously know you've got other options.
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September 5th, 2011, 11:41 PM
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How many have received an APR Reduction?
I just received a letter from Bank of America on 9/2/11. It was to call them to request a reduction in APR. It was on an my American Diabetes Visa. They changed it from a high of 20.99% to 10.99% I...
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August 31st, 2011, 02:07 AM
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Re: Report Your "Credit limit Increases" Here!
That is a nice limit ! Is yours the platinum version of the mercedes card ?
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August 16th, 2011, 01:38 AM
Thread: TD Bank of Canada
by kdb030609- Replies
- 1
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- 2,812
Re: TD Bank of Canada
That's amazing considering RBC just sold of their US bank branches to PNC ! One bank is surging ahead after another is pulling back !
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July 24th, 2011, 02:26 AM
Thread: OMG it's June 2011?!
by kdb030609- Replies
- 20
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- 4,229
Re: OMG it's June 2011?!
Happy Birthday Joeyman!!!!!!! Have fun and enjoy it!!
After 21 You can look forward to 25 When you get a car insurance rate reduction. LOL !!! Anyone else have high water marks that we achieve as... -
July 12th, 2011, 05:56 PM
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Re: Credit score impact of closing my oldest major CC?
Hey no problem ! I was only trying to say about paying off and closing them. In case the do shut down operations. Because if they do close your account and it has a balance on it. It will show on...




Thanks for the compliment. But I do not have a financial background really, well not in credit management. However there are several members on here that are, and they give great advice by the way. I...
687 FICO Score......What Card can...