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I've been using just 1 Gas Credit card in VA regurlarly, utilizing 30% of my available credit and I have never missed any payments.

This gas cc is the only one that I have applied as a revolving...

I think i did a good job in switching from regular bank to FCU!!
About your question :
I"m close to 40, I started out to credit in july '11, in refering to yearly income it's in between 28000 -...

Should I combine them?.. My plan of building my credit score is doing excelent, always paying on time, utilizing 25% of my revolving available credit, in other words, working on length of credit!!...

I really take seriously my future finances, everybody's opinion in this forum helps a lot, to figure out which one is the best route to go for, I should say that's a given!! what you are a CU...

Non-profit?? that's better!, I might open a new account with CU bank pretty soon, meanwhile, I will keep the other one for a few weeks, for the purpose of doing my transactions actively, for...

Thank You for your advise.. I'll always be aware of balancing my income with my expenses, You are right.. I'm thinking to get a car loan later on with the amount of 4000 to 6000 dollars value, also,...

I understand that if you request any type of loan at CU, It would be lower APR, and even better, fixed APR than regular banks (all depends on your credit score), but, should I enroll with CU banks,...