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The best way is to trash these email straightaway. Giving them a piece of mind by replying to the email simply validates your email address.

If you want to take revenge, then waste some time and...

The mighty dollar is no longer mighty; the US economy is in recession and oil prices are spriralling upwards no thanks to the very weak $. One analyst even predicted that oil price will go up to...

Startups are so easy to setup nowadays but so hard to remain in business for long. I always had to remind myself that business realities remain whether you are in the real world or cyberspace. Good...

Meaning or no meaning, we always dream when we are sleeping. When we wake up, we forget most of our dreams. The little that is left inside your memory is what is left that you can remember. So I...

I can cook up a decent mail for a small party of 3 to 4 people without them suffering from food poisoning.

I normally cook for myself and it is a quick and dirty job :)

My major gripe with Paypal is the myraid structure of fees they charged. I am Ok with their security and customer service.

Hopefully only the insurance customers are affected and not credit card holders. Anyway just be careful and vigilant over the next few months if you hold any financial product with HSBC. That is...

Another bank losing customer data again - this time is HSBC losing a computer disc containing names, date of birth and insurance cover levels of 370,000 people who hold assurance policies at the...

Citibank credit carde holders take note. Due to the worldwide stopping of its One-Touch program, Citibank has in its hands many fingerprint records.

What are they are going to do these records?

I guess theft is too strong a word - though we bank customers certainly feel like being robbed.

The bank is probably gulity of a lesser offence - failure to disclose material information.

So far I have resisted getting a blackberry as I do not want to be a slave to emails. I am not sure how long I can resist, help!!!

The basic premise of Rich Dad is to invest in real estate and make money through passive income. Unfortuntately, real estate requires plenty of initial capital that many do not have.

Checks serve as good records while it is sometimes difficult to keep track of my online payments. For me, I usually pay my bllls online because my bank charges a fee for the checkbook. :cheesing: ...

Good point Sophie, this is probably a kind of MLM scheme; anyway when some one offer credit to people with poor credit, the interest rate will be very high. :laugh: :laugh:

Looks like I should get a shredder too instead of the primitive scissors. :shocked: :confused: :fun:

This place is really getting hot and fun; enjoy your ride and the frank exchange of very divergent views :cool: :cheesing: :worried:

Hi Meya

Enjoy you weekly chat session - count me out. :shocked: :fun: :laugh:

If you want minors under your charge to have a credit card to learn financial discipline, make sure you set a good example and do not have credit card debts yourselves. Otherwise you will end up...

Hi Meya

You are right, it is really getting really confusing; I ban myself from using "agree" and "disagree" onwards.

Whatever it is, please continue to contribute to this forum to bring out...

Hi Meya

We are not supposed to agree at all :cheesing: :cheesing: I disagree with you agreeing with me. :laugh: :laugh:

Banks are also scammers :) they just wear suits and have a bunch of lawyers tagging along :) :)

I will making a first transfer from my paypal account to my designated bank account soon- hope I won't encounter any problems, keeping my fingers crossed :cheesing: :cheesing:

Online banking if carried out securely benefits both customers and the banks - customers have convenience and banks save cost :laugh: :laugh:

Hi Attagirl

I had to disagree. Card companies AND consumers are both to be blamed. CC supply the bait, customers swallow. :scared: :dumbfounded:

Hi HJM

You got me wrong; I have never treated credit card debtors like criiminals - the real criminals are the card companies that charges usurious rates of 24% or more.

As for emergencies, I...