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Congrats! It wouldn't have mattered either way, because they do not put your limit or available credit on their statements, which is annoying sometimes. Pick up some Baby Phat jeans for me with all...

Meya, the time that they have been open is probably the issue. They say you see a large jump after a period of 7 to 10 years and that most people with good to excellent credit is in large part due...

Congratulations, RivasGlo!!!!!!!

Thanks so much for this info hjm331. I will be paying mine off this month, because I refuse to deal with Chase for anymore cards as a result of acquisition. What gets me is that Chase doesn't deal...

That's just plain scary. How many times were authorities going to let the same person get away with the same types of crime before they figured out that something needed to be done to stop the...

I don't know about that. I sure cannot tell, at least, not here in Georgia. I know that's what the politicians are saying though.:scared:

Sorry Brian23, they did the same thing to me so I closed the account. The decrease did not bother me, but not informing me did. I've been a loyal Macy's customer for many years and I didn't...

Baby Phat prepaid Rushcard. I'm boycotting credit cards until 2011, plus I just love my Baby Phat card with the cute logos all over it and its pink color.:innocent:

Basically what it means is before you did not have an option other than to go through arbitration for a dispute, whereas now, you may choose to go through arbitration, hire your own attorney,...

I don't know smcc, you said that about Discover. Citibank is a good bank even during difficult times. They've been good to me and by far have been the most understanding. Once you get in good with...

I told you and there you were worrying for no reason. Enjoy!!!!!! :cheesing:

Their World Mastercard competes with the visa signature card, which is what I used to have. You supposedly do not have a credit limit, but in actuality you do, but are allowed to go over it as long...

I feel you Eldarwen, there's nothing wrong with rewarding yourself for being responsible and disciplined. Sometimes you have to do something for no reason other than to prove that you could do it.

That's true in the case of some creditors and people. There are still a lot of responsible people who've had their lines slashed or accounts closed for no reason other than residing in the wrong...

Good move, maybe BOA being under federal regulation isn't so bad after all.

Their gold cards look very classy and elegant to me. I've never seen the platinum card other than on the internet so I can't speak on them.

I agree wholeheartedly with you rsty99. They closed my Lowe's card with an excellent payment record and I believe a $16 balance at the time. The limit was a meager $300. Meanwhile, my Rooms to Go...

Eldarwen you just taught me something new because I thought they only had one gold charge card, but I haven't been keeping up with Amex that much lately. I checked out their website and it appears...

All of my credit approvals from Citi were all done online and approved instantly. Others have sent in documentation per their request and were later approved. This may be a good sign. My approvals...

Makes sense and thanks for responding. I guess if you reap benefits that justify the fee, it does make sense. I better it looks and feels a lot better than the green one :cheesing:. ...

If you don't mind me asking Eldarwen, what made you bite the bullet?

Lol, hjm331. That would be too funny (probably not if you're the cardholder) if Amex did that and a true sign that our economy is headed for complete disaster.:laugh:

I agree Meya which is why I choose not to use credit cards at the present. Its like being on pins and needles. You never know what to expect.:worried:

Thanks hjm331, I will try that, but we are talking about Chase, so I'm not optimistic.

Me either, but obviously creditors disagree with us. To be safe, I probably will not be applying for any new credit for at least two years, which will allow me enough time to payoff all of my...