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Checked my Sam's store card to see if my statement was available. Noticed an automatic CLI from $700 to $1400. Had the card for 3 months. Paid in full each month. Thanks GECapital!

Thanks for the compliment. But I do not have a financial background really, well not in credit management. However there are several members on here that are, and they give great advice by the way. I...

Personal loans are typically harder to obtain, especially ones with no collateral. It's very hard to get one from any of the major banks. You might talk to a local credit union and ask them what your...

Cool. Was it automatic, or did you request it?

With your scores I would say you have a chance with a lot of cards out there. GECapital bank holds retail cards for several companies, including JCPenny, Paypal, Amazon and Walmart just to name a...

You can go to the FG home page and click on the link that says "score match" to get an idea of what kind of cards are in your range. As for the card itself, you would need to pick one that suits your...

I would imagine the scoring system would be the same in determining the eligibility, but if you go back and read some of the old posts for some of the store cards, there are reviews of people...

Discover card bumped up my CL from $1500 to $1900. From what I can tell, my credit line increases in portions of roughly 25%.
Initial $1200 first CLI of $300 =25%
Credit line 1500 CLI of $400...

Wow, you're credit line increase IS my credit line, on my Discover card. Nice...

I called Citi yesterday to ask about my secured card that has recently graduated to an unsecured card. My terms were that it would have the same APR 18.24% and same credit limit. I asked if it was...

I have the same card, with the same limit, and I've had mine for just over six months. I haven't applied for a CLI, but I don't need the card, basically. Especially when I have a card that pays 5% on...

Sorry to hear about your drop in score. Collections agencies are notorious for "re-aging" your account. What happens sometimes is that if an account on your report had matured, it impacts your scores...

As of 01/27 most states can now legally charge a finance charge for swiping your card. Some states have not adopted the law yet, including California, Colorado, Conneticut, Florida, Kansas, Maine,...

For the most part, lenders will want to see your charge off's paid off, and your loan paid for a few months before considering giving you credit. I started with a Capital One Secured card. You can...

Thanks Wanderer, I called and actually, I don't know which department that is you gave me, but the person I spoke with didn't know what a secured card was, I explained it to her and she transferred...

I have a citi secured card I openend in 2011. There isn't a lot of information about the card on here, so I like to read about it on other forums. The rules of engagement are: keep it in good...

I am surprised as well. I had read some posts about Discover trying the card in certain states. Then, just a few days ago I noticed it being advertised on thier site. I checked it out, and couldn't...

That is amazing! You had to contact the CEO, to get a credit line increase. (Congratulations, by the way.) You know, I don't understand. They are banking on their customers chances of default, and...

Yes, I have been trying to explain to some folks on here that there is such a thing as too much credit. Wow, $126,000 is a lot of available credit. Banks are supposed to look at that. I've read where...

The bank you're using might play a very important role in your ability to get approved. For example, one of the first types of loans I got was a personal loan for $500 from my credit union. I can't...

That is something most people don't factor in is, is there such a thing as having too much credit? Experts say you shouldn't surpass 50% of your annual income in credit. For me, personally that is...

LOL, that is right out of the credit card agreement, isn't it. Nicely said.

Well, I have to say I think you have some pretty good scores for such a recent BK. I think though that sometimes we forget that our scores are only a part of the list of criteria that qualify you for...

I hadn't gotten a credit limit increase from JCPenny even though I have had them for about 9 months. I tried at four months, nothing. I tried at 6 and still, 'I wasn't eligible for a credit line...

I haven't seen much talk about this on FG, and I'm a little surprised since the members of FG are usually first to know these types of things as we share our insider tips on credit cards and credit...