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Good find SMCC!

"At least 94% of bank cards and 46% of credit union cards include the right to impose an interest rate penalty in their card holder agreements, according to Pew's analysis. Among...

I tend to stay away from retailers that do not accept credit cards. I love shopping at Sam's club, but it annoys me how they only accept Discover and Mastercard. I couldn't imagine a grocery not...

The use of FAKO should be banned. Score estimates - yes, FAKO's - no in my opinion. Why even check them? The few times I've received my FAKO, they are off between 30 - 60 FICO points!

Great input BungalowMo and welcome to FG!

Macy's Visa... They keep mail and statements at a minimum. :cool:

I went to prosper and it looks pretty neat. However, I like traditional loans for whatever reason. Credit building, documentation that I'm familiar with, etc.

Thanks

Nice thinking! Bored reps means a big hassle!


Thanks! I will keep this post bookmarked for (hopefuly not) the future. :shocked:

Smcc, did you try asking the Chrysler finance department how they report this? I would think they are familiar with this procedure.

:laugh:

Home ownership is certainly one of the most gratifying and rewarding experiences in life. This is where we raise the kids, find stability and build wealth, if done right.

Mortgage rates will...

I agree, I try to shop from summer up to the holidays to avoid these types of balances at year end. It just seems criminal to have all of these holidays during the last quarter of the year. On top of...

A couple of years ago I searched for a normal personal loan, and there were numerous legitamate loans being advertised. It looks like payday loans are now dominating this market. Has anyone had any...

It looks like a phone card may not be just a calling card in the future:
http://www.bloomberg.com/news/2010-08-02/at-t-verizon-said-to-target-visa-mastercard-with-smartphones.html

I look forward...

My goodness, I feel like I need to learn alot more than I already know! I'm not brave enough to take the quiz, but it sure gave me a wakeup call for the lack of knowing some basic rights. Thanks for...

Thanks, I'm glad to be back! Sorry I haven't been on here lately.

I would add that a charge card is good for someone that isn't disiplined in paying off balances, or is an expert at splurging. Knowing you have to pay it off by the next statement will keep your...

It's just a "coming soon" page. Looks interesting though.

I think if you're going to find clothes on-line, then eBay and Amazon are the bargain basements for quality. Overstock.com is also worth...

Actually, I like to forget about taxes until April 12th or so. Lol.

It's really hard to say, but I would have guessed that it would've been really ugly with the storms. I mean even Florida had snow. I'm just ready for some good news. Hopefuly the numbers are accurate...

Nice addition! All work and no play makes Jack a dull boy! :cheesing:

Why are taxes going up in states for businesses? This is the exact opposite thing that needs to happen in order to create jobs. Small business is the heart of our country, and with the neglect in...

I like it! The top makes it feel full.

I agree with most of your remarks Wanderer, and agree that change is needed. However, the government isn't issuing these cards, as a matter of fact the government uses Bank of America to issue...

I'm saving all of it. Nobody knows what the next couple of years will look like.
:shocked:

This is exactly what I was hoping not to hear.
:white-flag: