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Type: Posts; User: JELOPEZ88

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  1. Re: Article: FTC Refunds Nearly $1 Million to Victims of Telemarketing Scheme

    Hi Mary:

    Great article. It's too bad there are those kind of disgusting people who prey on others, especially those who are in dire financial straits. My only question about your article is how...
  2. Re: How to Identify Credit Card Frauds and Theft

    If I understand you question correctly - Your most recent statement show transactions that don't look familiar and recent payments have not been credited to the account? If so, CALL the creditor...
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    Re: Would you pay more?

    Roughdraft, I totally agree. Last month I tried to use my debit Visa to pay for my vehicle tabs and was shocked to discover the city refused to accept either Visa debit or credit cards. :shocked:...
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    Sticky: Re: Report Your "Credit limit Increases" Here!

    Just received my statement from Macy's (RNB) and was pleasantly surprised to find they had restored my credit limit from $300.00 to $1,600.00 which had been reduced nine months ago. Evidently they...
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    Sticky: Poll: Re: Credit Card Questions

    Excellent! There is a good chance you will be approved for a new account when you apply. Wonder why they said "No" when you applied 7-8 month back.:dumbfounded: Have you checked you credit reports...
  6. Re: How can I get this OFF my credit report????

    Hi elvilimon197:

    I did'nt see you had any reply to your questions regarding tax liens. My experiences do not apply to any problems with taxes. However, I found some information on the Internet...
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    Re: Score Increase!

    Hi WeHateUglyCredit.com:

    Thank you for the extensive insight about paying, or in the case of your posting, NOT paying collection agencies. You are absolutely right about the negative impacts it...
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    5,793

    Re: Score Increase!

    Good news and an update on my dispute with Trans Union...................

    I was notified by email Trans Union had completed their investigation. ALL three of the collection notices for the paid...
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    5,793

    Re: Score Increase!

    Thanks Wanderer. Shortly after posting my question, I discovered "my problem child". Based on the report I recieve from Equifax everytime something new posts to one of my credit reports, I went to...
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    Re: Score Increase!

    Just downloaded my annual credit report and was pleasantly surprised - it went from 650 to 701! :laugh:

    Question:

    I recently was forced to pay three outstanding parking tickets from 2011. ...
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    Re: Chase Bank Cards

    Wow! That's a nice decrease. Congrats. I too inherited Chase Bank as my cardholder for my Slate card after the demise of WAMU. I have not seen my rate decrease or increase since I opened the...
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    Re: A Welcome for 2 New FG Writers!

    Welcome Latoya and Allison - What excellent additions to the FG Network. I am eagerly waiting for your first articles. :thumbsup:
  13. Sticky: Poll: Re: This is from my review of Chase Slate. I figure it is helpful in this discussion

    Wow! It is almost unbelievable and disappointing to see how Chase treated both of you after 5 years of customer loyalty and on-time payments. :upset: I guess that did not mean anything to them,...
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    Re: Blacklist Duration

    At least I know from my experiences when I was in my twenties and not so responsible about credit, sometimes after a few years have passed, some former creditors may decide to take you back. I had...
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    Re: Bank of America

    Wow, I watched the video clip about Bank of America financial troubles since buying out some of the major mortgage companies that went under and how low the bank's going stock quote is on the stock...
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    Sticky: Poll: Re: Credit Card Questions

    Last month, I was notified by GEMB (G.E. Money Bank) that they will be discontinuing a credit loan program called "Genuine" on December 31, 2011.

    It is the account I use to pay for major repairs...
  17. Sticky: Poll: Re: Has Your Credit Card(s) CL Been Reduced, Closed, or Frozen? If So, Please Explain

    I was notified in my latest Macy's statement for November 2011 (Retailers National Bank) they reduced my credit limit on the AMEX portion of my account but left the store account alone. The reason...
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    Sticky: Re: Report Your "Credit limit Increases" Here!

    My Pay Pal Master Card credit limit went from $3,000 to 4,300 last month; not a huge increase. I must be doing something right for GE to increase my limit. Of course, they charge 24% interest if I...
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    Sticky: Re: Avatars and Pictures!

    O.K., I will take the plunge by posting a picture of myself for my avatar. It is a photo of me teaching one of my part-time group fitness classes.

    Cheers,

    Joey
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    Re: JP Morgan Chase & Co

    I have had a checking account with JP Morgan (Chase) since June 2009. While I have enjoyed the rewards points program that comes with the account ( I made a donation for the disasters in Japan by...
  21. Re: All I have gotten are denials or delayed denials in the past few days

    Hello, I am a new member and joined this network last month.

    Going along with what hiphopsays wrote...........................

    It helps if you have a major credit card on your record (AMEX,...
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