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Type: Posts; User: JELOPEZ88
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September 28th, 2012, 07:04 AM
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- 127
Re: Article: FTC Refunds Nearly $1 Million to Victims of Telemarketing Scheme
Hi Mary:
Great article. It's too bad there are those kind of disgusting people who prey on others, especially those who are in dire financial straits. My only question about your article is how... -
September 8th, 2012, 07:25 AM
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Re: How to Identify Credit Card Frauds and Theft
If I understand you question correctly - Your most recent statement show transactions that don't look familiar and recent payments have not been credited to the account? If so, CALL the creditor...
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July 17th, 2012, 07:14 AM
Thread: Would you pay more?
by JELOPEZ88- Replies
- 3
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- 1,025
Re: Would you pay more?
Roughdraft, I totally agree. Last month I tried to use my debit Visa to pay for my vehicle tabs and was shocked to discover the city refused to accept either Visa debit or credit cards. :shocked:...
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July 15th, 2012, 09:23 AM
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Re: Report Your "Credit limit Increases" Here!
Just received my statement from Macy's (RNB) and was pleasantly surprised to find they had restored my credit limit from $300.00 to $1,600.00 which had been reduced nine months ago. Evidently they...
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June 19th, 2012, 06:38 AM
Thread: Credit Card Questions
by JELOPEZ88- Replies
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- 159,695
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Re: Credit Card Questions
Excellent! There is a good chance you will be approved for a new account when you apply. Wonder why they said "No" when you applied 7-8 month back.:dumbfounded: Have you checked you credit reports...
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June 3rd, 2012, 11:17 AM
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Re: How can I get this OFF my credit report????
Hi elvilimon197:
I did'nt see you had any reply to your questions regarding tax liens. My experiences do not apply to any problems with taxes. However, I found some information on the Internet... -
June 3rd, 2012, 10:51 AM
Thread: Score Increase!
by JELOPEZ88- Replies
- 27
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- 5,793
Re: Score Increase!
Hi WeHateUglyCredit.com:
Thank you for the extensive insight about paying, or in the case of your posting, NOT paying collection agencies. You are absolutely right about the negative impacts it... -
June 3rd, 2012, 10:17 AM
Thread: Score Increase!
by JELOPEZ88- Replies
- 27
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- 5,793
Re: Score Increase!
Good news and an update on my dispute with Trans Union...................
I was notified by email Trans Union had completed their investigation. ALL three of the collection notices for the paid... -
May 14th, 2012, 06:31 AM
Thread: Score Increase!
by JELOPEZ88- Replies
- 27
- Views
- 5,793
Re: Score Increase!
Thanks Wanderer. Shortly after posting my question, I discovered "my problem child". Based on the report I recieve from Equifax everytime something new posts to one of my credit reports, I went to...
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April 25th, 2012, 09:43 PM
Thread: Score Increase!
by JELOPEZ88- Replies
- 27
- Views
- 5,793
Re: Score Increase!
Just downloaded my annual credit report and was pleasantly surprised - it went from 650 to 701! :laugh:
Question:
I recently was forced to pay three outstanding parking tickets from 2011. ... -
March 30th, 2012, 07:52 AM
Thread: Chase Bank Cards
by JELOPEZ88- Replies
- 1
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- 854
Re: Chase Bank Cards
Wow! That's a nice decrease. Congrats. I too inherited Chase Bank as my cardholder for my Slate card after the demise of WAMU. I have not seen my rate decrease or increase since I opened the...
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March 24th, 2012, 05:23 PM
Thread: A Welcome for 2 New FG Writers!
by JELOPEZ88- Replies
- 6
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- 1,535
Re: A Welcome for 2 New FG Writers!
Welcome Latoya and Allison - What excellent additions to the FG Network. I am eagerly waiting for your first articles. :thumbsup:
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February 11th, 2012, 05:43 PM
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Re: This is from my review of Chase Slate. I figure it is helpful in this discussion
Wow! It is almost unbelievable and disappointing to see how Chase treated both of you after 5 years of customer loyalty and on-time payments. :upset: I guess that did not mean anything to them,...
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February 5th, 2012, 11:53 AM
Thread: Blacklist Duration
by JELOPEZ88- Replies
- 9
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- 5,450
Re: Blacklist Duration
At least I know from my experiences when I was in my twenties and not so responsible about credit, sometimes after a few years have passed, some former creditors may decide to take you back. I had...
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January 15th, 2012, 08:59 PM
Thread: Bank of America
by JELOPEZ88- Replies
- 1
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- 1,127
Re: Bank of America
Wow, I watched the video clip about Bank of America financial troubles since buying out some of the major mortgage companies that went under and how low the bank's going stock quote is on the stock...
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December 28th, 2011, 08:02 AM
Thread: Credit Card Questions
by JELOPEZ88- Replies
- 1,693
- Views
- 159,695
Sticky: Poll:
Re: Credit Card Questions
Last month, I was notified by GEMB (G.E. Money Bank) that they will be discontinuing a credit loan program called "Genuine" on December 31, 2011.
It is the account I use to pay for major repairs... -
November 23rd, 2011, 12:12 AM
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- 39,448
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Re: Has Your Credit Card(s) CL Been Reduced, Closed, or Frozen? If So, Please Explain
I was notified in my latest Macy's statement for November 2011 (Retailers National Bank) they reduced my credit limit on the AMEX portion of my account but left the store account alone. The reason...
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October 23rd, 2011, 10:19 AM
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Re: Report Your "Credit limit Increases" Here!
My Pay Pal Master Card credit limit went from $3,000 to 4,300 last month; not a huge increase. I must be doing something right for GE to increase my limit. Of course, they charge 24% interest if I...
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October 23rd, 2011, 09:45 AM
Thread: Avatars and Pictures!
by JELOPEZ88- Replies
- 62
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- 7,567
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Re: Avatars and Pictures!
O.K., I will take the plunge by posting a picture of myself for my avatar. It is a photo of me teaching one of my part-time group fitness classes.
Cheers,
Joey -
September 15th, 2011, 12:04 PM
Thread: JP Morgan Chase & Co
by JELOPEZ88- Replies
- 3
- Views
- 1,886
Re: JP Morgan Chase & Co
I have had a checking account with JP Morgan (Chase) since June 2009. While I have enjoyed the rewards points program that comes with the account ( I made a donation for the disasters in Japan by...
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September 15th, 2011, 10:39 AM
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- 4,526
Re: All I have gotten are denials or delayed denials in the past few days
Hello, I am a new member and joined this network last month.
Going along with what hiphopsays wrote...........................
It helps if you have a major credit card on your record (AMEX,...




Thanks for the compliment. But I do not have a financial background really, well not in credit management. However there are several members on here that are, and they give great advice by the way. I...
687 FICO Score......What Card can...