Search:

FYI. I just called Capital One (backdoor #) to get an increase and I was told that they have temporarily put a freeze on CLI's except for very few (probably have to have 800 score). It has been 7...

I think Capital One has stopped doing CLI requests. I was able to get one on one of my other accounts after it had been 6 months, but now when I try on my other account, the Backdoor account manager...

Rivas, you give me hope. Last month my Sam's card got CLD from $300 to $100. However, my JCP card was increased $250 to $1250 and my Lowe's which is joint with my husband got increased from $700 to a...

Best Buy MC - I have an account that I got in June 08 with a CL of $450, it was increased to $550 in January. I applied for the regular BB card and they gave me another MC with a $500 limit. I called...

I just checked today and my JCPenney card gave me an auto $250 CLI. My limit was $1000 and now it is $1250. I also hit the luv button on my Walmart card and got a $75 CLI which makes my limit now...

Just checked, Best Buy MC increased $100, to make cl $550. Not much, but I'll take it and run! The account was opened in June, so it has been 6 months to get the first increase. Every time I called,...

Paypal Buyer Credit CLD

I have had this account since 3/08 with a $500 cl. I always pay over the minimum due and I just checked today and they cld me to $350, $5 under my balance. This is stupid....

Thanks for the answer HJM!

HJM, I think I read that you use the Capital One purchase checks. I have never used them before, but I wrote 2 out to myself and put them in my regular checking account to pay some of my other credit...

I have a question. I had an MBNA credit card over 10 years ago and I included it in my BK in 2001. I know that MBNA was bought out by BofA and I would like to get the secured BofA credit card to help...

Too late, I already paid them and it is showing up as paid in comments, but Charge-off in status. Do you know how long this will hurt my credit score? I hope it is not until they all fall off in...

I hate my Wal-Mart Card! I got this card in March, $125 cl. I tried to get a cli and every time I hit the LUV button, it stated need 4 months of payment history. My first bill was due in May, so I...

I have a question about charge-offs. I have paid all in settlements, but the pay status says either "payment after charge-off" or if it was transferred to collections, the original account just...

I have a few questions about the BofA secured visa. Does it report as secured? If so, does this lower my score? After the 1 year period, do they automatically double the limit? Ex. send in $500 to...

HJM,

Also, I want to eventually get to the big boys, B of A and Chase. I am wanting to eventually combine my 2 Cap 1s, but I figured I should wait until they are a year old. Also, do you know if...

HJM here are my balances:

Cap 1 - 1,000 cl Balance $402, will pif on Friday
Cap 1 - 1,000 cl Balance $385, 0% until Oct will pif next month after next cycle
JCP - 1,000 cl Balance $177, pay $40...

HJM, the cards I currently possess are:

Cap 1 - 1,000 cl (started at 300), opened 3/08
Cap 1 - 1,000 cl (started at 500), opened 5/08
JCP - 1,000 cl (started at 200), opened 3/08
Dell Credit -...

Here is my story with this stupid card. I applied and was approved for a $300 limit with a $59 fee and I called 2 days later after the approval and stated that I didn't want the card with that low of...