Search:

Welcome! :cheesing: I've been here about 2 months now and have learned SO MUCH!! The people here are great!:cool:

Hi Meya,
Your profile is great! The pics are wonderful you have a beautiful family...you are all so photogenic (spelling??) :laugh:

Cassey346,
I did as Meya asked and checked out your profile...

From what I understand the statue of limitations refers to the length of time the debtor has to pursue legal action to collect a debt. The website I listed earlier explained it this way...
...

Okay I just paid $4.13 a gallon for REGULAR gas...I can't believe I actually paid OVER $4.00 a gallon!!! I live in LA (well actually Pomona but close enough :cool: ) and the gas station by my house...

Okay so I won't take it personally that they denied me!! :fun: But I will keep trying!! :laugh:

Try this link
http://www.bcsalliance.com/y_debt_sol.html

It list the different statues of limitations for all 50 states.

Yeah I called the back door number for Cap1 and asked for a CLI but got denied :worried: :worried:
Wow...you call once a month...I should try that...especially if it doesn't hurt my score or...

Actually I have a Cap1 card that I got in Jan 08 - I started with $300 limit and then they increased to $500 with "Credit Steps". I'm gonna keep paying on time and try again for more cards in a few...

I had 10 inq each from EX, EQ and TU. I found out that Hooters pulled TU which according to what I pulled myself from the BofA service my TU score is 573...so I dont' know :worried:
But that's cool...

Thanks Meya for the advice...I checked out the BofA service and since they also offered a 30-day free trial I signed up. I already know their alerts work - I applied online yesterday for the Hooters...

Well I called the Cap1 back door number for a CLI and got denied... :worried: :worried:
I guess I'll try again in a few months..

I applied for the Travelocity card (I told myself I wasn't going to but I didn't listen to myself! :shocked:) and they turned me down too :worried: :worried:
So that's it...no more app's for at...

Yes, Hooter's gave me a big "NO" :worried:
I haven't tried Barclays - I actually never heard of them before seeing it on this forum...but if Hooter's denied me I'm kinda thinking I should just...

Well I applied online today and got denied... :worried:
Oh well I guess I'll try again in a few months...I'll just keep paying on time for the 2 cards I have and see what happens!! :scared:

I am thinking of applying for this Hooters card it seems like they give love to people trying to rebuild! :cheesing:
I checked my scores again yesterday -

EQ - 551
EX - 559
TU - 573

I have...

This is so true!! I must admit I am one of those people...I try to save at least SOMETHING with every paycheck but sometimes the budget is stretched so thin that I just can't. I just pray everyday...

Well I called the Cap1 back door number for a CLI and got denied... :worried: :worried:
I guess I'll try again in a few months..

Wow!! :laugh: :laugh:

I'm thinking of calling the back door number for Cap1 for a CLI but I'm scared :scared: :scared:
If you call and get denied does it hurt your score and/or chances of...

I hear that!! :laugh: I have 2 cards also and I am checking them online just about everyday to make sure I keep them up to date. I am just starting to rebuild (got a secured BofA card Sept '07 and a...

I just cancelled mycreditkeeper.com...I was very disappointed in the customer service! :worried: I got the free 30-day trial and expected to be charged the $9.99/month starting this month (May)...so...

Meya,
Thanks for the info - I will check out the BofA service and see how they operate.

I just cancelled mycreditkeeper.com...I was very disappointed in the customer service! :worried: I got the free 30-day trial and expected to be charged the $9.99/month starting this month (May)...so...

I give thumbs up too!! :laugh: :laugh: You always have such great insight Ms. Meya I love to read your posts/replies...I learn so much from them!! :fun: :fun: Thanks!!

Hi everyone,
OK - I have a "paid collection" on my credit report that I'd like to try and get removed altogether. It was an old cable bill from 2006 for $102 - I paid in full to collection agency...

Congrats on your settlements! :cheesing: :cheesing:
I am new to this credit thing and I am in the process of trying to pay some of my charge-off's as well...It certainly feels good to make progress...