A little about me...
- I defaulted on some credit cards back in 2005. Rebuilding my credit..so ..s...l...o...w...l..y....it seems. Finally hitting the 700's in June of 2012. The thing that seems to be keeping my score down now (12/12) is utilization, which is around 1/3, which isn't TOO bad!! Looking to part ways with my credit cards that have annual fees, refinance my 16% auto loan and work my way to 800 for a house. W
Let the FG community know about your financial status, needs or interests.
- FICO Credit Score:
- My Goals at FG:
- Gain Knowledge, Help Others, Get Help from Others
- Cards I Currently Have:
- Fingerhut CL $1120 (4+ yrs)
JC penney CL $3900 (2+yr)
Walmart Credit Card CL $2100 ( 3yr)
Merrick Bank Visa CL 1400 (3 yr)
Direct Rewards Discover CL $400 (1,5yr)
Pay Pal Visa CL $500 (1yr)
Discover More CL $1700 (9 mo.)
Chase Freedom CL $1000 (2 mo.)
BOA 123 cash rewards signature Visa CL $5000 (1 mo.)