http://www.financeglobe.com/FN/ The Social Finance Network allows free collaboration among people interested in financial topics, such as credit, investments, banking and more. en Thu, 23 May 2013 18:58:11 GMT vBulletin 5 http://www.financeglobe.com/FN/images/misc/rss.png http://www.financeglobe.com/FN/ http://www.financeglobe.com/FN/showthread.php?3157-Unsure&goto=newpost Thu, 16 May 2013 03:28:16 GMT Ok so heres my situation I now have almost $14k in credit card debt, and am unable to make the payments. Over the last 6 months my hours got cut at... Ok so heres my situation I now have almost $14k in credit card debt, and am unable to make the payments. Over the last 6 months my hours got cut at work, and I was diagnosed with a disease that limits the hours I can work and the environments I can work in. I used up all of my savings to make the minimum payments on my credit cards for the last 4 months, because with just my pay alone I couldn't afford to pay my bills and be able to eat. I don't qualify for government assistance of any kind i.e. food stamps, EBT. The only thing I have to my name is a car that has about $8k in equity, and a $6,000 loan. My credit is already shot, so I'm not terribly worried about that. What do you guys think I should do?? Should I claim bankruptcy now or wait until the credit card companies start suing me?? Please I could really use your help. Also can they garnish my already low wages, to force me to pay. I really worried that I won't be able to survive anymore, and frankly I'm scared. ]]> Bankruptcy derek1061 http://www.financeglobe.com/FN/showthread.php?3157-Unsure http://www.financeglobe.com/FN/showthread.php?3155-687-FICO-Score-What-Card-can-I-get&goto=newpost Sat, 11 May 2013 07:37:39 GMT I have a 687 FICO score, no lates for over 5 years....problem is, I just have one credit card with a low limit. What card would be best for me to... I have a 687 FICO score, no lates for over 5 years....problem is, I just have one credit card with a low limit. What card would be best for me to apply for with a good chance of getting a higher limit. My low limit is hurting my score...HELP ]]> Credit Cards ddubya1971 http://www.financeglobe.com/FN/showthread.php?3155-687-FICO-Score-What-Card-can-I-get http://www.financeglobe.com/FN/showthread.php?3152-Store-Credit-or-Store-Credit-Cards&goto=newpost Wed, 01 May 2013 17:41:34 GMT Just curious, does anyone else find that they have ran into a better chance of getting approved for a store credit card or store line of credit... Just curious, does anyone else find that they have ran into a better chance of getting approved for a store credit card or store line of credit applying at the store vs. applying online or by phone? It just seems I have been approved more often at the place of business vs. the times i have tried to apply online or over the phone. ]]> Credit Cards SAR1954 http://www.financeglobe.com/FN/showthread.php?3152-Store-Credit-or-Store-Credit-Cards