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Look for the NCUA logo at your credit union.
Generally, NCUA regulation Part 740 states each insured credit union must
display the official sign where insured account funds or deposits are normally
received including on its Internet page where it accepts deposits or opens
account. Insured credit unions may vary the font sizes from that depicted on the
official sign but requires the text be readable. Part 740.5 requires each
insured credit union must include the official advertising statement in all of
its advertisements, including on its main Internet page except as provided in
paragraph C of Part 740.5.
Personal loans are typically harder to obtain, especially ones with no collateral. It's very hard to get one from any of the major banks. You might talk to a local credit union and ask them what your...