This is a great card for people starting to rebuild their credit. I received an offer for this card in the mail after having my secured Visa with Bank of America for 4 months. I was approved for this Capital One card with $300 credit line. My FICO score was around 550 (not exact). I love the Capital One online management feature - it helps me to make sure I make my payments on time. I haven't talked to any one in their customer service department yet because I do everything online and haven't had any problems yet.
Stay with this card. It will open doors to many other cards. I really like my Capital One cards so I don't think I'll ever get rid of them. They have been very good to me and I'm sure they'll be good with you! Good luck.
Comment Title: Congrats! From Goddesson 2008-04-28
Cap 1 isn't a bad company to partner with. Just like with most any other issuer, if you treat them right, they'll return the favor.
Comment Title: This Card Is Great... From ARodon 2008-04-28
Capital One is one bank that doesn't stab your wallet with fee's and they have always been there and work with me... I think you will love this bank...
Good Luck to you..
Comment Title: Congrads... From Yoyo11on 2008-04-28
One day... I'm gonna say... I got that CapOne!! This is one of my top cards to get!!
This is the best card to start off with when rebuilding credit. Like everyone in here says, they will not rip your pockets off like most cards do. You made the best move when you applied for this card. Be good to them and they will show you love.
When I applied for my mortgage, I was told I needed to close certain credit cards, for the approval to process without a hitches. This was due to me also having too much available credit. I asked for...