I recently got bumped up from $300 to $500 about a month ago using the credit steps program.
I've heard on other boards thta you can call a back-door number (877-513-9959), and get CLI's easier then their standard number.
Right now I make 3 to 4 payments a month to free-up available credit (I travel a lot and stay at a lot of hotels for work). I've had the card for 5 months and have probably made 15-20 payments in that time. I'm contemplating giving them a call an using that as an argument to raise my limit.
Has anyone had any success with this? Any idea of what criteria they use?
Call 877-513-9959 and tell them that "you want to make Capital One the #1 card in your wallet". They will give you a CLI if there is one available.
Comment Title: Thank You! From Debtor00on 2008-03-26
I called that back door number for capital one and told them I wanted to make them the number one card in my wallet, and got a cli of 4000!!! That's really going to help my credit rebuilding.
Comment Title: IT WORKS!!! From TKNOXJRon 2008-03-26
I love this site, so much info, I have a Visa and MasterCard from capital one, I called the back door number, and didn't think I was going to get it because I recently just got a increase on both accounts, well I called them and told them that I want capital one to be my best card and too my surprise the lady gave me a 1000 dollar increase on both accounts, wow
When I applied for my mortgage, I was told I needed to close certain credit cards, for the approval to process without a hitches. This was due to me also having too much available credit. I asked for...