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Excellent Card: First PREMIER® Bank Platinum Credit Card Review

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Excellent Card - Written by: Bramford on 2007-12-31

First PREMIER® Bank Platinum Credit Card
[Card Details]

 
Overall Satisfaction
Customer Service
Rewards Not Rated
Account Management
Delivery Time




Bramford's Card Review:

This is an excellent card for those who are trying to re-establish their credit. Their customer service is next to none in comparison to other banks and financial institutions that offer credit programs to people with poor credit. I currently have two of their cards, and have not had any problems with them whatsoever.

 



Comments On This Review: (3 Total)



Comment 1
Comment Title: What About The Fico Score? From Sweetnmean on 2008-01-03

I know its not anyones business but sometimes I read these reviews about how great the cards are and then I want to apply but don't know how low of a FICO score you can have to get approved. Would it be ok if I asked you if my score of 497 could get approved? I didn't want to ask you yours but I figured if I gave you mine you could say yes or no



Comment 2
Comment Title: No Problem From Meya on 2008-01-03

Don't feel like that sweets, we tell our credit scores in nearly all forums in "The Finance Netwrok". Some like to tell and some don't, regardless I will do the best I can to help. The best thing to do with a score in the 400's is to go into the credit card match link using the scoring system before applying for a credit card. Or you can get a secured card and go from there, but make sure it is from a major (local) bank.

There are some cards out there that will pick you up, but like I tell everyone, it is not only the scores that makes the creditors decision. Our credit files contain other important factors which reflect our scores.



Comment 3
Comment Title: My Fico Score From Bramford on 2008-01-06

Sweet my FICO score currently is 607, and in the past 6 months I have obtained 16 credit cards. If you do not have too many cards right now, I think you have a good chance in getting this card, but be aware that there are some heavy upfront fees for this card, but their customer service is great.


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