Applied online, but after submitting my app, I got a msg that basically said: call us, but you're pretty much approved. Next day, I called & only had to verify my address, then 2 mins later: "You're approved for a $8,500 LOC," but it's a Flexible spending acct. The standard APR is 15.24%, all day every day - for this card and all other Citi-AA cards. (My mom has Citi AA Plat MC and Citi AA Amex, which I've verified have the same apr.)
Also, only pulled EX, which had a 728 plus score, and no negative accts. I was declined for this card in '09 w/ 682 score and one neg acct.
A big plus about this card is that Citi reports your acct to CBs within a couple days of approving app- like, my CRs showed this acct before I even got the card in the mail, which only took 4-5 days. Very happy w/ this card and the 30,000 bonus AA miles!
Thanks for the compliment. But I do not have a financial background really, well not in credit management. However there are several members on here that are, and they give great advice by the way. I...
Thanks for your good advice!, very handy. You should do your own business advising people with credit difficulties, many of the services charge a bundle and provide close to no information.
The...
Personal loans are typically harder to obtain, especially ones with no collateral. It's very hard to get one from any of the major banks. You might talk to a local credit union and ask them what your...
Isn't a credit line or loan better than getting into the credit card trap? At least they have a finalization. BTW Where can I get a high interest but nonpayday loan for 3 or 4 K$ or so, pulling my...
Thanks for the compliment. But I do not have a financial background really, well not in credit management. However there are several members on here that are, and they give great advice by the way. I...
687 FICO Score......What Card can...