Home Members Tools Credit Cards
   

Approved With Credit Restoration: Capital One® No Hassle Cash (SM) Rewards Credit Card Review

Card Reviews Comments Add Your Own
Search Reviews:
Approved With Credit Restoration - Written by: Joey81 on 2010-08-23

Capital One® No Hassle Cash (SM) Rewards Credit Card
[Card Details]

 
Overall Satisfaction
Customer Service
Rewards Not Rated
Account ManagementNot Rated
Delivery TimeNot Rated




Joey81's Card Review:

Applied after speaking with online rep for about 20 min. got 7-10 day message and verified i. D. And got approved for $300.00. Its a great start for starting out my credit history. Scores exp:575 equ: 552 tsu: 656. pulled experian and equifax. Now how do I know if I get credit steps?

 



Comments On This Review: (7 Total)



Comment 1
Comment Title: Re: Cap One From THOMAS1 on 2010-08-24

Approx 2 weeks after receiving the card, you'll get a letter explaining the steps. On time payments, no overlimit on purchases within the next 90 days, will get you bumped up to probably 500, and then to probably 750$.

Just read the info carefully and follow the guidelines.

Good luck and Congrats!



Comment 2
Comment Title: Re: Cap One From Nckuttoomm on 2010-08-24

The way from 500 to 750 is very long... If you have annual fee on it, I would recommend you close this account at the end of the 11th month~ If not, just keep it~



Comment 3
Comment Title: Re: From Brian23 on 2010-08-24

Actually, I got recently approved for my 2nd capone card and the credit steps program has been reduced to 1 step. So, I would imagine your looking at an increase to 500 only by the 7th month.



Comment 4
Comment Title: Re: Cap One Credit Restoration From Wanderer on 2010-08-25

Congrats! Enjoy your return to credit. I found Capital One would NOT grow my card account beyond the credit steps. I left them but, they may be willing to consider another product when you are established.



Comment 5
Comment Title: Need Help? From Joey81 on 2010-08-26

Can anyone give me some ideas on another card I could apply for?



Comment 6
Comment Title: Re: Approved From Nckuttoomm on 2010-08-27

You can try Wells Fargo series after around 12 month~



Comment 7
Comment Title: Re: Approved With Credit Restoration From Hiphopsays on 2011-10-28

Congrats!...the credit steps are easy but like it was mentioned CapOne rarely grows much after that...i have had an acct with them for ten years and after the credit step increases i have not received a credit increase from them. in fact when i called for a credit increase a couple of years ago they pushed me towards applying for a new card with them ... which i did and received a 4K limit (as versus the 1K limit on the older card). i only keep it open because of the age of the account helps my score but i have socked it and moved on to prime cards such as Amex for my primary card needs.


Add a new comment

 



Credit card reviews are posted by user submission and do not warrant the opinions of Finance Globe.

 

 

 

Credit Cards | Finance Social Network | Credit Card Reviews | Markets
About | FG on the Web | Sitemap | Privacy | Terms | Contact | Print


Copyright © 2012 Finance Globe. All rights reserved.