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Best Of The Worst: Public Savings Open Sky Secured Visa Credit Card Review

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Best Of The Worst - Written by: Roughdraft on 2010-08-21

Public Savings Open Sky Secured Visa Credit Card
[Card Details]

 
Overall Satisfaction
Customer Service
Rewards Not Rated
Account Management
Delivery Time




Roughdraft's Card Review:

This is probably the best card for rebuilding credit that I've come across so far. One time processing fee of $75 and then no annual fee! Your credit limit is the amount of your deposit. When I asked, should be return in as little as 10 weeks if card is paid in full each month. Reports to all three. FDIC insured. 0% introductory APR then only 11.29% that's a pretty good APR, even when compared to the big banks.

Will check my score again in 4 months to see what the improvement is.

 



Comments On This Review: (3 Total)



Comment 1
Comment Title: Re: Best Of The Worst From THOMAS1 on 2010-08-21

Congrats on your approval!



Comment 2
Comment Title: Re: Best Of The Worst From Roughdraft on 2010-08-22

Thanks Thomas, I've read some of your reviews, like one you made on a Discover Platinum card and then the Nationwide bank card. I had 3 cards 2 with 5,000 CL and one with 2,500 Cl before things started going sour. I'm just now starting to work on rebuilding my credit. I just went online today and opened an account with Crown Jeweler's. No credit check, and reports to all three. I've been having trouble checking my Fico with Fico Karma... Had to pay $30 to see mine. So I'm learning from you guys until I can start building some good credit again. Thanks again!



Comment 3
Comment Title: Re: Best Of The Worst From Wanderer on 2010-09-02

Good luck... I know nothing about this card but you are rebuilding and trying to minimize getting ripped off is ever important. You may want to explore a Bank of America Secured Card or Citi Bank Secured. Both are good on graduating folks to unsecured and the annual fees and interest are fair, unlike most of the sub-prime issuers.


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