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I Like This Bank!!!: Public Savings Open Sky Secured Visa Credit Card Review

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I Like This Bank!!! - Written by: ALXNY on 2010-08-19

Public Savings Open Sky Secured Visa Credit Card
[Card Details]

 
Overall Satisfaction
Customer Service
Rewards Not Rated
Account Management
Delivery Time




ALXNY's Card Review:



Well to start off my credit is horrible. I filed bankruptcy in November 2009 and as of today my FICOs is 630 by trans union I opened this card in March 2010 and I deposited $500 dollars for a secured credit card. APR. 0 for 6 months then 17% after that... There was a $70 charge to open but no annual fee. I like it. Now  I'm  trying to fix my credit. This bank I highly recommend. Banks included in bankruptcy Merrickbank hooters card Citibank Plat Select HSBC 2 cards Kay Jewelry card Shop NBC Card Target Card Capital One 2 cards juniper bank (Barclay's Bank) I want any ideas that can help my FICOs. I know I got a long way to go. Thank you... To everyone ALXNY

 



Comments On This Review: (5 Total)



Comment 1
Comment Title: Re: I Like This Bank!!! From Joeyman on 2010-08-19

Your score is actually pretty good for such a recent bankruptcy!



Comment 2
Comment Title: Re: I Like This Bank!!! From ALXNY on 2010-08-20

I agree and yes I find it unusual and Equifax was 510 Experian was 480

I will not apply to any credit offer at least for 2 years



Comment 3
Comment Title: Re: I Like This Bank!!! From THOMAS1 on 2010-08-21

Congrats on your approval a few months ago! This card has been getting a lot of reviews as of late.

The key here to get your scores up over time is to keep your utilization low, and on time payments firstly.

Your scores are descent, and can only go higher from here.



Comment 4
Comment Title: Re: I Like This Bank!!! From Hjm331 on 2010-08-23

I've heard nothing but good things and I highly recommend it.



Comment 5
Comment Title: Re: I Like This Bank!!! From Wanderer on 2010-09-02

Thanks for the "heads up" on this card. Not getting ripped off in the new or rebuilding phases of credit is ever important. It is nice to know that there are some cards that treat you right.


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