I have had a wells fargo Visa for 3 years I started out with the secured card which had a 3000 limit and after a year they graduated me to a unsecured card. They uped my limit to 5000 over the period of year and half got my limit up to 9000 and had no problem I have over 40 g in there bank and never had a problem. last July they dropped me to 3350 for what they call excessive inquiries and most of they inquiries came from there bank. I wrote the bbb I talked to there excutive offices no body in there company cares and they wont budge on getting my limit back up I have no idea what to do this is my lowest limit card now but it has the longest pay history if I close it my FICO score goes down so I don't know what to do anyone have suggestions. But they wont budge on it. that's why I am so upset.
Mr. VoiceGuy,
Thanks for all of your wonderful advice. It worked. I have my utility rate down to about 15% right now. As soon as all of my payments hit the bureaus, it will go down to about 9%....
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A paid collection account will NEVER have a positive impact on your credit. It actually resets the clock on the statute of limitations and since that is new activity on your credit, it will affect...
Mr. VoiceGuy, Thanks for all of your wonderful advice. It worked. I have my utility rate down to about 15% right now. As soon as all of my payments hit the bureaus, it will go down to about 9%....
Walmart Cards Help!