I have had a wells fargo Visa for 3 years I started out with the secured card which had a 3000 limit and after a year they graduated me to a unsecured card. They uped my limit to 5000 over the period of year and half got my limit up to 9000 and had no problem I have over 40 g in there bank and never had a problem. last July they dropped me to 3350 for what they call excessive inquiries and most of they inquiries came from there bank. I wrote the bbb I talked to there excutive offices no body in there company cares and they wont budge on getting my limit back up I have no idea what to do this is my lowest limit card now but it has the longest pay history if I close it my FICO score goes down so I don't know what to do anyone have suggestions. But they wont budge on it. that's why I am so upset.
Definitely wait at least until all accounts have aged six months or more. You could get a denial along the lines of... "Too many new accounts opened in the last six months." etc.
However, you are...
My guess is because I opened 3 out of 4 accounts in the past 12 months, and I had balances on most of them.
My utilization at that point was around 20%
Assuming you're young and your first credit card was opened 7/10, what had caused your scores to stay below 700? What is your current total utilization? You mentioned paying stuff off, if these...
I really want to get my foot in the door with AMEX. So I've read that Zync appears to be the easiest to get.
I currently have 4 Credit Cards (Citi Forward, Macys, Victoria Secret, and Ebay...
At least I know from my experiences when I was in my twenties and not so responsible about credit, sometimes after a few years have passed, some former creditors may decide to take you back. I had...
Definitely wait at least until all accounts have aged six months or more. You could get a denial along the lines of... "Too many new accounts opened in the last six months." etc. However, you are...
Amex zync?