I have had this credit card for over 4 years and was very happy with it until recently. I typically pay my entire balance off every month. In January 2010, I was 2 days late with my full balance payment. The results - $40 late fee, $40 interest charge and to top it all off the bumped my interest rate up from 11% to 30% indefinitely. This was the ONLY late payment I had in at least two years. Customer services response when I called to question it - "Sorry, there is nothing we can do. Perhaps you should make your payments on time." To top it off when Barclay took over control of the "FunPoints", they lost 70,000 of my points and told me that I had already redeemed them. Ahhhhhhh no I didn't.
Comment Title: Re: Beware Of This Card From Cceon 2010-02-03
I had a Juniper (Barclays) iTunes Visa last year. I got the same treatment, however they canceled my card because I didn't use it in the first 6 months. It seems as if they were
"waiting" to get me out of their program! Good luck to you!
Comment 2
Comment Title: Re: Beware Of This Card From Wandereron 2010-02-03
Experience with Juniper and dropprd them "Barclay's". Waste of time.
Comment 3
Comment Title: Re: Beware Of This Card From Rockin35on 2010-02-20
I just closed my Barclays DirectV Visa Card... Big waste of time!!
Definitely wait at least until all accounts have aged six months or more. You could get a denial along the lines of... "Too many new accounts opened in the last six months." etc.
However, you are...
My guess is because I opened 3 out of 4 accounts in the past 12 months, and I had balances on most of them.
My utilization at that point was around 20%
Assuming you're young and your first credit card was opened 7/10, what had caused your scores to stay below 700? What is your current total utilization? You mentioned paying stuff off, if these...
I really want to get my foot in the door with AMEX. So I've read that Zync appears to be the easiest to get.
I currently have 4 Credit Cards (Citi Forward, Macys, Victoria Secret, and Ebay...
At least I know from my experiences when I was in my twenties and not so responsible about credit, sometimes after a few years have passed, some former creditors may decide to take you back. I had...
on 2010-02-02
I had a Juniper (Barclays) iTunes Visa last year. I got the same treatment, however they canceled my card because I didn't use it in the first 6 months. It seems as if they were 
Definitely wait at least until all accounts have aged six months or more. You could get a denial along the lines of... "Too many new accounts opened in the last six months." etc. However, you are...
Amex zync?