Am new immegrant to the us (6 months) and applied for this card the day I opened an account in bofa but declined so I decided to do it again with walmart store card and sears store card and declined to both, finally I decided to do it again after I went to the bank and talk to one of their emplyees and was so pissed telling her its my money that used to the card and she said lets do it again, checked my online bank account and boom a new account added for platnium plus Visa credit card with 0 credit score for all three bureas, didn't received the card yet
Comment Title: Re: Approved With 0 Credit History From Finance Globeon 2010-01-28
Congrats, finally. It's a difficult task in the U. S. Getting your first card. Take care of it, pay on time, etc. And you will see that it will be easier to get approved for other cards or loans in another year or so.
Comment 2
Comment Title: Re: Approved With 0 Credit History From KIEJON9on 2010-02-04
Congrats!
Comment 3
Comment Title: Re: Approved With 0 Credit History From Wandereron 2010-02-07
CONGRATS! We know how frustrating it can be seeking new credit with no history. Good luck!
Comment 4
Comment Title: Re: Approved With 0 Credit History From Joeymanon 2010-02-13
Amg. Financeglobe commented on your review! What an honor. :d
Comment 5
Comment Title: Re: Approved With 0 Credit History From Finance Globeon 2010-02-18
:-) I really do love it and I would be in the forum more, but running this site is already a full time position!
Definitely wait at least until all accounts have aged six months or more. You could get a denial along the lines of... "Too many new accounts opened in the last six months." etc.
However, you are...
My guess is because I opened 3 out of 4 accounts in the past 12 months, and I had balances on most of them.
My utilization at that point was around 20%
Assuming you're young and your first credit card was opened 7/10, what had caused your scores to stay below 700? What is your current total utilization? You mentioned paying stuff off, if these...
I really want to get my foot in the door with AMEX. So I've read that Zync appears to be the easiest to get.
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At least I know from my experiences when I was in my twenties and not so responsible about credit, sometimes after a few years have passed, some former creditors may decide to take you back. I had...
Definitely wait at least until all accounts have aged six months or more. You could get a denial along the lines of... "Too many new accounts opened in the last six months." etc. However, you are...
Amex zync?