I closed this card after only a couple of months because I did not like paying a fee to make a payment on-line. I make most of my payments for other bills on-line with out being charged.
I closed the account with a zero balance and it has been two months and they still have not returned my money!!! When I call, customer service is clueless. This was not worth the hassle and I don't know if I will ever see my money again.
Comment Title: Agreed From ColoNativeon 2009-07-06
Banks like this should be a last resort. They used to be called Cross Country Bank and they did not have a grace period, so you got charged interest from the moment you used the card.
Comment 2
Comment Title: Being Ripped Off From Jericaon 2009-07-06
Hi, I would call the federal trade commision about them and see what can be done, you should have received your money by now it has been over two months. Good Luck
Comment Title: File A Complaint! From Charonhon 2009-07-09
Sorry about your experience. You can file a complaint with the office of comptroller online and they will send it to the financial institution and they must respond, which they will send to you. I think the website is www.Helpwithmybank. Gov. It will get their attention. Good luck!
I agree. Stay away from Applied if you can. (no grace period, terrible customer service, awful fees, and you may not get your money back without a fight!) :)
Orchard Bank, Public Savings Bank, & U. S. Bank Secured (all better!)
Thanks for the compliment. But I do not have a financial background really, well not in credit management. However there are several members on here that are, and they give great advice by the way. I...
Thanks for your good advice!, very handy. You should do your own business advising people with credit difficulties, many of the services charge a bundle and provide close to no information.
The...
Personal loans are typically harder to obtain, especially ones with no collateral. It's very hard to get one from any of the major banks. You might talk to a local credit union and ask them what your...
Isn't a credit line or loan better than getting into the credit card trap? At least they have a finalization. BTW Where can I get a high interest but nonpayday loan for 3 or 4 K$ or so, pulling my...
on 2009-07-06
Banks like this should be a last resort. They used to be called Cross Country Bank and they did not have a grace period, so you got charged interest from the moment you used the card.
Thanks for the compliment. But I do not have a financial background really, well not in credit management. However there are several members on here that are, and they give great advice by the way. I...
687 FICO Score......What Card can...