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What A Joke!: Bank of America Secured VisaŽ Card Review

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What A Joke! - Written by: Patrick12 on 2009-07-02

Bank of America Secured VisaŽ Card
[Card Details]

 
Overall Satisfaction
Customer Service Not Rated
Rewards Not Rated
Account ManagementNot Rated
Delivery TimeNot Rated




Patrick12's Card Review:

I applied for this card yesterday because I was ready to graduate to a prime card, any way, I filled out my application and wanted to secure the card with $300.00, and hit the submit button, after about 30 seconds is says Congratulations! Your application has been received! So I checked my email later in the day to only find out that I had been declined! I called them and wanted to ask some questions about why I was denied and the gentlemen I spoke with was short with me on the phone and said that they would be mailing me a letter with the reasons! Whatever! Oh and by the way they pulled my Experian File, don't know what my score was. Just though I would share this information.

 



Comments On This Review: (4 Total)



Comment 1
Comment Title: Sorry That Happened To You From Yoyo11 on 2009-07-02

I got approved, had them take money out my account to hurry the processed... Had a BK on my credit... If you have one... Forget Bank of America



Comment 2
Comment Title: BofA Frustration From Wanderer on 2009-07-03

Feel your pain and frustration. Originally I applied for a BofA Platinum Visa and was denied but they countered with a"secured card".



Comment 3
Comment Title: Bank Of America Credit Cards From Qchau on 2009-07-03

My spouse has a Visa with Bank of America for more than 5 years with credit line was $12,000 - she went oversea and forgot to paid just 1 bill (missed once) - Bank of America decreased her credit line down to $1,200 - next following year (2009), they did it again and now she has only $700 credit line - I think she needs to think about to keep or closed this one and looks for other credit cards.



Comment 4
Comment Title: Try.... From Tia530 on 2009-07-05

Sorry BofA denied you, have you checked your experian score? if that is in fact why you were denied, maybe some other cocka-mamey reason.

National City has a secured Visa, and as another poster pointed out, Orchard Bank is decent as well.

Hope someone let you in the door.

~tia


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