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Not Instant Approval: 1-2-3 REWARDS MasterCard® Review

Not Instant Approval - Written by: Lobsterboy

on 2009-06-25

Overall Satisfaction
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Lobsterboy's Card Review:

Appied online, pulled EQ score was close to FICO 800 plus at time, denied online due to new recent account. I did nothing else and then 3 weeks later card arrived in mail with 3k limit. I thought limit was quite low for my report compared to what I have seen in recent limits issued of 5k to 10 k with scores in low 700's but it is suppose to be a good rewars card. If you get an online denial like I did it does not mean you are out!

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Last 5 Posts
- Definitely wait at least until all accounts have aged six months or more. You could get a denial along the lines of... "Too many new accounts opened in the last six months." etc. However, you are...
  
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- Assuming you're young and your first credit card was opened 7/10, what had caused your scores to stay below 700? What is your current total utilization? You mentioned paying stuff off, if these...
  
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- At least I know from my experiences when I was in my twenties and not so responsible about credit, sometimes after a few years have passed, some former creditors may decide to take you back. I had...
  
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