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Reports High Limit: Hilton HHonors® Platinum Credit Card from American Express Review

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Reports High Limit - Written by: Lobsterboy on 2009-06-10

Hilton HHonors® Platinum Credit Card from American Express
[Card Details]

 
Overall Satisfaction
Customer Service
Rewards
Account ManagementNot Rated
Delivery TimeNot Rated





Lobsterboy's Card Review:

This is an Experian Pull score at time of approval EX plus score was 763

EX True Fico was 806. This card has amazing buyer protection and ok points primarily used of course for Hilton run establishments. Instant online approval used the pre qualifier site they have that only uses a "soft" pull to determine what you may qualify for before you do an actual application. Was offered other Amex cards but I have read if they do not report a high limit they can bring down your credit score. The Amex prequalilifier site is easy to use, and I do not want a high credit limit here since I have heard of so many reductions lately. Online credit line given was 2k will request a modest cli upon application.

 




Comments On This Review: (3 Total)



Comment 1
Comment Title: Congratulations From ColoNative on 2009-06-11

Just be careful with Amex when you request a CLI, they may do a financial review on you. That really is not a huge deal but a little off putting.



Comment 2
Comment Title: CLI From Lobsterboy on 2009-06-11

Yes I have read everywhere about that, and have not made a decision as of yet if it is worth the paper work for a f/r for a thousand or two anyway.



Comment 3
Comment Title: Lobersterboy From ColoNative on 2009-06-12

Yeah, it is more of an annoyance then anything else.


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