This is an Experian Pull score at time of approval EX plus score was 763
EX True Fico was 806. This card has amazing buyer protection and ok points primarily used of course for Hilton run establishments. Instant online approval used the pre qualifier site they have that only uses a "soft" pull to determine what you may qualify for before you do an actual application. Was offered other Amex cards but I have read if they do not report a high limit they can bring down your credit score. The Amex prequalilifier site is easy to use, and I do not want a high credit limit here since I have heard of so many reductions lately. Online credit line given was 2k will request a modest cli upon application.
Definitely wait at least until all accounts have aged six months or more. You could get a denial along the lines of... "Too many new accounts opened in the last six months." etc.
However, you are...
My guess is because I opened 3 out of 4 accounts in the past 12 months, and I had balances on most of them.
My utilization at that point was around 20%
Assuming you're young and your first credit card was opened 7/10, what had caused your scores to stay below 700? What is your current total utilization? You mentioned paying stuff off, if these...
I really want to get my foot in the door with AMEX. So I've read that Zync appears to be the easiest to get.
I currently have 4 Credit Cards (Citi Forward, Macys, Victoria Secret, and Ebay...
At least I know from my experiences when I was in my twenties and not so responsible about credit, sometimes after a few years have passed, some former creditors may decide to take you back. I had...
Definitely wait at least until all accounts have aged six months or more. You could get a denial along the lines of... "Too many new accounts opened in the last six months." etc. However, you are...
Amex zync?