Important: The following data was collected by "user submission" and has not been verified by Finance Globe. This information should not be used to predict your chance of approval for this card.
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Added: 2009-07-19 - by Nmslady
Approval Status
Approved?:
Yes
Date of Credit
Decision:
07-2008
Instant Decision?
Yes
Credit Limit:
$300
APR:
Not Posted
Annual Fee:
$150
Credit Scores
Transunion:
540
Experian:
540
Equifax:
540
Vantage:
-
Financial Status
Household Income:
$54,000
Housing Status:
Rent
Bankruptcy:
Not Posted
Credit
Limit and Rate Changes
Date Last Updated:
2009-07-19
Credit Limit Total
With Change:
$600
New Annual Fee:
$100
New APR:
N/A
Applicant Remarks:
Received pre approval letter in the mail. CLI to 350, 10/08, CLI to 450, 03/09. Annual fee charged 07/07. Credit of 50 of annual fee and CLI to 600, 07/13/09.
Definitely wait at least until all accounts have aged six months or more. You could get a denial along the lines of... "Too many new accounts opened in the last six months." etc.
However, you are...
My guess is because I opened 3 out of 4 accounts in the past 12 months, and I had balances on most of them.
My utilization at that point was around 20%
Assuming you're young and your first credit card was opened 7/10, what had caused your scores to stay below 700? What is your current total utilization? You mentioned paying stuff off, if these...
I really want to get my foot in the door with AMEX. So I've read that Zync appears to be the easiest to get.
I currently have 4 Credit Cards (Citi Forward, Macys, Victoria Secret, and Ebay...
At least I know from my experiences when I was in my twenties and not so responsible about credit, sometimes after a few years have passed, some former creditors may decide to take you back. I had...
Financial Stats
Last 5 Posts
Definitely wait at least until all accounts have aged six months or more. You could get a denial along the lines of... "Too many new accounts opened in the last six months." etc. However, you are...
Amex zync?