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Added: 2009-03-01 - by Ken38104
Approval Status
Approved?:
Yes
Date of Credit
Decision:
11-2006
Instant Decision?
Yes
Credit Limit:
$1500
APR:
Not Posted
Annual Fee:
$150
Credit Scores
Transunion:
700
Experian:
-
Equifax:
-
Vantage:
-
Financial Status
Household Income:
$55,000
Housing Status:
Rent
Bankruptcy:
Never Declared
Credit
Limit and Rate Changes
Date Last Updated:
2009-03-02
Credit Limit Total
With Change:
$3500
New Annual Fee:
$125
New APR:
N/A
Applicant Remarks:
Closing my Tribute Gold Mastercard account on 03/02/2009- Due to horrible service- They offer actually NO customer service- Just unknowable people answering their phone lines!
I WOULD NOT RECOMMEND ANYBODY DOING BUSINESS WITH THIS "COMPANY".
Definitely wait at least until all accounts have aged six months or more. You could get a denial along the lines of... "Too many new accounts opened in the last six months." etc.
However, you are...
My guess is because I opened 3 out of 4 accounts in the past 12 months, and I had balances on most of them.
My utilization at that point was around 20%
Assuming you're young and your first credit card was opened 7/10, what had caused your scores to stay below 700? What is your current total utilization? You mentioned paying stuff off, if these...
I really want to get my foot in the door with AMEX. So I've read that Zync appears to be the easiest to get.
I currently have 4 Credit Cards (Citi Forward, Macys, Victoria Secret, and Ebay...
At least I know from my experiences when I was in my twenties and not so responsible about credit, sometimes after a few years have passed, some former creditors may decide to take you back. I had...
Financial Stats
Last 5 Posts
Definitely wait at least until all accounts have aged six months or more. You could get a denial along the lines of... "Too many new accounts opened in the last six months." etc. However, you are...
Amex zync?