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Added: 2008-11-16 - by Tia530
Approval Status
Approved?:
No
Date of Credit
Decision:
10-2008
Instant Decision?
No
Credit Limit:
N/A
APR:
N/A
Annual Fee:
N/A
Credit Scores
Transunion:
645
Experian:
659
Equifax:
661
Vantage:
-
Financial Status
Household Income:
Not Posted
Housing Status:
Other
Bankruptcy:
More Than 7 Years Ago
Credit
Limit and Rate Changes
Date Last Updated:
2008-11-25
Credit Limit Total
With Change:
N/A
New Annual Fee:
N/A
New APR:
N/A
Applicant Remarks:
Pre-Approved mailer with invalid reservation # unsuccessful calls to 800 # d/t high call volume?
I mysteriously received this card in the mail a couple of days ago, with a $2500.00 CL, $0 AF, 0 % interest for a specified amount of time which I can't recall at the moment.
Definitely wait at least until all accounts have aged six months or more. You could get a denial along the lines of... "Too many new accounts opened in the last six months." etc.
However, you are...
My guess is because I opened 3 out of 4 accounts in the past 12 months, and I had balances on most of them.
My utilization at that point was around 20%
Assuming you're young and your first credit card was opened 7/10, what had caused your scores to stay below 700? What is your current total utilization? You mentioned paying stuff off, if these...
I really want to get my foot in the door with AMEX. So I've read that Zync appears to be the easiest to get.
I currently have 4 Credit Cards (Citi Forward, Macys, Victoria Secret, and Ebay...
At least I know from my experiences when I was in my twenties and not so responsible about credit, sometimes after a few years have passed, some former creditors may decide to take you back. I had...
Definitely wait at least until all accounts have aged six months or more. You could get a denial along the lines of... "Too many new accounts opened in the last six months." etc. However, you are...
Amex zync?