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Added: 2008-10-04 - by Wrknprogrs
Approval Status
Approved?:
Yes
Date of Credit
Decision:
08-2007
Instant Decision?
Yes
Credit Limit:
$300
APR:
11.00%
Annual Fee:
$60
Credit Scores
Transunion:
-
Experian:
565
Equifax:
-
Vantage:
-
Financial Status
Household Income:
$82,000
Housing Status:
Own
Bankruptcy:
3 Years Ago (As of 2008-10-04)
Credit
Limit and Rate Changes
Date Last Updated:
2008-10-06
Credit Limit Total
With Change:
$300
New Annual Fee:
N/A
New APR:
N/A
Applicant Remarks:
One of the first cards issued after filing BK - it was sent in a promotional offer and I figured OK, sure. I've had the card for more than a year, never missed a payment, usually pay off in full. The limit has been raised to 750 during the course of the year/quartlerly.
Definitely wait at least until all accounts have aged six months or more. You could get a denial along the lines of... "Too many new accounts opened in the last six months." etc.
However, you are...
My guess is because I opened 3 out of 4 accounts in the past 12 months, and I had balances on most of them.
My utilization at that point was around 20%
Assuming you're young and your first credit card was opened 7/10, what had caused your scores to stay below 700? What is your current total utilization? You mentioned paying stuff off, if these...
I really want to get my foot in the door with AMEX. So I've read that Zync appears to be the easiest to get.
I currently have 4 Credit Cards (Citi Forward, Macys, Victoria Secret, and Ebay...
At least I know from my experiences when I was in my twenties and not so responsible about credit, sometimes after a few years have passed, some former creditors may decide to take you back. I had...
Financial Stats
Last 5 Posts
Definitely wait at least until all accounts have aged six months or more. You could get a denial along the lines of... "Too many new accounts opened in the last six months." etc. However, you are...
Amex zync?