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Added: 2008-09-23 - by [Hidden]
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a csr told me that my oldest revolving credit account wasn't old enough--my oldest credit card is 6 months old and they would like to see a longer history of payment. He encouraged me to try again in 6 months or so.
Personal loans are typically harder to obtain, especially ones with no collateral. It's very hard to get one from any of the major banks. You might talk to a local credit union and ask them what your...