Important: The following data was collected by "user submission" and has not been verified by Finance Globe. This information should not be used to predict your chance of approval for this card.
Applicant Details: You have not added a status for this card. If you applied, you can add yours now. [Add Your Status]
Added: 2008-05-18 - by [Hidden]
Approval Status
Approved?:
Yes
Date of Credit
Decision:
05-2008
Instant Decision?
No
Credit Limit:
$300
APR:
19.00%
Annual Fee:
$150
Credit Scores
Transunion:
520
Experian:
560
Equifax:
601
Vantage:
-
Financial Status
Household Income:
$40,000
Housing Status:
Rent
Bankruptcy:
5 Years Ago (As of 2008-05-18)
Credit
Limit and Rate Changes
Date Last Updated:
Never Updated
Credit Limit Total
With Change:
N/A
New Annual Fee:
N/A
New APR:
N/A
Applicant Remarks:
Applied and got the card within a week, but not sure if I want it just yet. Have to pay 20 bucks to activate it and then it's ready go. I'll give it a week and see what happens.
You ask a very good question. Unfortunately there is no one right answer. Every creditor has their own way of dealing with things. Example, American Express does not like BK's and likely will be...
Wrote Macy's and ask them what my credit limit was, since I had read they were imposing limits. Guy wrote me back and said they don't have limits, but would approve purchases up to $500.
Understand your frustration and confusion. True credit scores are a challenge to find. In my search and comparison, "myfico.com" has been the most accurate over time. There are the Vantage Scores,...
You ask a very good question. Unfortunately there is no one right answer. Every creditor has their own way of dealing with things. Example, American Express does not like BK's and likely will be...
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