Important: The following data was collected by "user submission" and has not been verified by Finance Globe. This information should not be used to predict your chance of approval for this card.
Applicant Details: You have not added a status for this card. If you applied, you can add yours now. [Add Your Status]
Added: 2008-05-18 - by [Hidden]
Approval Status
Approved?:
Yes
Date of Credit
Decision:
05-2008
Instant Decision?
No
Credit Limit:
$300
APR:
19.00%
Annual Fee:
$150
Credit Scores
Transunion:
520
Experian:
560
Equifax:
601
Vantage:
-
Financial Status
Household Income:
$40,000
Housing Status:
Rent
Bankruptcy:
5 Years Ago (As of 2008-05-18)
Credit
Limit and Rate Changes
Date Last Updated:
Never Updated
Credit Limit Total
With Change:
N/A
New Annual Fee:
N/A
New APR:
N/A
Applicant Remarks:
Applied and got the card within a week, but not sure if I want it just yet. Have to pay 20 bucks to activate it and then it's ready go. I'll give it a week and see what happens.
Mr. VoiceGuy,
Thanks for all of your wonderful advice. It worked. I have my utility rate down to about 15% right now. As soon as all of my payments hit the bureaus, it will go down to about 9%....
Keep up the good work classy and your advice about the Orchard account to SCuser was accurate as well. You are learning quite a bit on here...stay with it...I have now gotten to the point where I...
Patrick - would you mind PMing me the complaint you filed with the BBB? I desperately need to get them off my report!! I've paid and they're still reporting as an Open Account....ugh...
Since I received an infraction due to posting a link to my co's website for spamming, I don't know what I'm able to post here, so I will give you this... You can look at my name on here and go to...
A paid collection account will NEVER have a positive impact on your credit. It actually resets the clock on the statute of limitations and since that is new activity on your credit, it will affect...
Mr. VoiceGuy, Thanks for all of your wonderful advice. It worked. I have my utility rate down to about 15% right now. As soon as all of my payments hit the bureaus, it will go down to about 9%....
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