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Added: 2008-05-08 - by Tynece
Approval Status
Approved?:
Yes
Date of Credit
Decision:
08-2007
Instant Decision?
No
Credit Limit:
$5000
APR:
Not Posted
Annual Fee:
Not Posted
Credit Scores
Transunion:
-
Experian:
674
Equifax:
-
Vantage:
-
Financial Status
Household Income:
$55,000
Housing Status:
Rent
Bankruptcy:
Never Declared
Credit
Limit and Rate Changes
Date Last Updated:
2008-05-11
Credit Limit Total
With Change:
$5000
New Annual Fee:
N/A
New APR:
N/A
Applicant Remarks:
looked back at my inquiries i applied in may of 07 my score dropped after i put balances on the accounts that where opened for some reason
Definitely wait at least until all accounts have aged six months or more. You could get a denial along the lines of... "Too many new accounts opened in the last six months." etc.
However, you are...
My guess is because I opened 3 out of 4 accounts in the past 12 months, and I had balances on most of them.
My utilization at that point was around 20%
Assuming you're young and your first credit card was opened 7/10, what had caused your scores to stay below 700? What is your current total utilization? You mentioned paying stuff off, if these...
I really want to get my foot in the door with AMEX. So I've read that Zync appears to be the easiest to get.
I currently have 4 Credit Cards (Citi Forward, Macys, Victoria Secret, and Ebay...
At least I know from my experiences when I was in my twenties and not so responsible about credit, sometimes after a few years have passed, some former creditors may decide to take you back. I had...
Definitely wait at least until all accounts have aged six months or more. You could get a denial along the lines of... "Too many new accounts opened in the last six months." etc. However, you are...
Amex zync?