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Added: 2010-06-20 - by Ggaddy123
Approval Status
Approved?:
Yes
Date of Credit
Decision:
06-2008
Instant Decision?
No
Credit Limit:
$500
APR:
Not Posted
Annual Fee:
$39
Credit Scores
Transunion:
630
Experian:
-
Equifax:
564
Vantage:
630
Financial Status
Household Income:
$82,000
Housing Status:
Not Posted
Bankruptcy:
Not Posted
Credit
Limit and Rate Changes
Date Last Updated:
2010-06-20
Credit Limit Total
With Change:
$500
New Annual Fee:
N/A
New APR:
N/A
Applicant Remarks:
Date applies should be 06/2010. Cap1 sent a pre-approval. Apllied online instant approval for $500.00.
Definitely wait at least until all accounts have aged six months or more. You could get a denial along the lines of... "Too many new accounts opened in the last six months." etc.
However, you are...
My guess is because I opened 3 out of 4 accounts in the past 12 months, and I had balances on most of them.
My utilization at that point was around 20%
Assuming you're young and your first credit card was opened 7/10, what had caused your scores to stay below 700? What is your current total utilization? You mentioned paying stuff off, if these...
I really want to get my foot in the door with AMEX. So I've read that Zync appears to be the easiest to get.
I currently have 4 Credit Cards (Citi Forward, Macys, Victoria Secret, and Ebay...
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Financial Stats
Last 5 Posts
Definitely wait at least until all accounts have aged six months or more. You could get a denial along the lines of... "Too many new accounts opened in the last six months." etc. However, you are...
Amex zync?